Bank offers a variety of terms for its certificates of deposit; however, the bank’s rates are lackluster by and large. The bank offers standard CDs with terms ranging from one month to 60. Deposit Rates For great deposit rates in New Jersey, look to Freedom Bank today! Interest rates and annual percentage yields (APY) are effective as of. Synchrony Bank’s cuts were small, with no rate cut on its 5-year term. Sallie Mae Bank’s cuts were larger with its 5-year CD rate falling 15 bps to 0.45%. Not all of the rate changes were cuts at the major online banks. TIAA Bank increased its CD rates. Relationship Pricing Increase are included in above rates. 12-29 months have a 0.10% APY increase, 30-47 months have a 0.15% APY increase, and 48-60 months have a 0.20% APY increase.
- Bank Deposit Rates Of Popular Banks
- Bank Deposit Rates Today
- Bank Deposit Rates Usa
- Bank Deposit Rates In Usa
Certificate of Deposit
| Type | Minimum | Rate | APY |
|---|---|---|---|
| 6 Month | $2,500 | 0.01% | 0.01% |
| 12 Month | $500 | 0.01% | 0.01% |
| 18 Month | $500 | 0.01% | 0.01% |
| 24 Month | $500 | 0.01% | 0.01% |
| 30 Month - Step up CD | $500 | 0.01% | 0.01% |
| 36 Month | $500 | 0.01% | 0.01% |
| 42 Month | $500 | 0.01% | 0.01% |
| 48 Month | $500 | 0.11% | 0.11% |
| 60 Month | $500 | 0.16% | 0.16% |
• APY compounded semi-annually
• Penalty for early withdrawal
Individual Retirement Accounts
| Type | Minimum | Rate | APY |
|---|---|---|---|
| 18 Month IRA | $100 | .06% | .06% |
| 42 Month IRA | $100 | .16% | .16% |
| Variable IRA (APY compounded daily) | $25 | .26% | .26% |
• APY compounded semi-annually
• Penalty for early withdrawal if not of age
The Club & PrimeTimers' Club Checking Accounts
| Amount | Rate | APY |
|---|---|---|
| $300 - $4,999.99 balances | 0.11% | 0.11% |
| $5,000 - $24,999.99 balances | 0.11% | 0.11% |
| $25,000+ | 0.16% |
• APY compounded daily
• Variable Rate
Statement Savings Accounts and Smart Savers Club
| Amount | Rate | APY |
|---|---|---|
| $50 - $24,999.99 balances | 0.11% | 0.11% |
| $25,000 and over balances | 0.16% | 0.16% |
• APY compounded daily
• Variable Rate
Holiday Club
| Rate | APY | |
|---|---|---|
| With Automatic Funds Transfer (AFT)* | 0.50% | 0.50% |
| Without Automatic Funds Transfer | 0.25% | 0.25% |
Simple interest paid at end of term. *Automatic Funds Transfer from 1ST SUMMIT Checking or Savings account.
Insured Money Market Accounts
| Amount | Rate | APY |
|---|---|---|
| $300 - $24,999.99 balances | 0.11% | 0.11% |
| $25,000 - $99,999.99 balances | 0.11% | 0.11% |
| $100,000 - $199,999.99 balances | 0.16% | 0.16% |
| $200,000 and over balances | 0.26% | 0.26% |
• APY compounded daily
• Variable Rate
Advantage Plus Money Management
| Amount | Rate | APY |
|---|---|---|
| $.01-$24,999.99 balances | 0.11% | 0.11% |
| $25,000-$99,999.99 balances | 0.11% | 0.11% |
| $100,000-$199,999.99 balances | 0.16% | 0.16% |
| $200,000 & over balances | 0.26% | 0.26% |
• APY compounded daily
• Variable rate
Business Now
• APY compounded daily
• Variable rate
Business Insured Money Market Accounts
| Amount | Rate | APY |
|---|---|---|
| $300 - $24,999.99 | 0.11% | 0.11% |
| $25,000 - $99,999.99 | 0.11% | 0.11% |
| $100,000 - $199,999.99 | 0.16% | 0.16% |
| $200,000 and over balances | 0.26% |
• APY compounded daily
• Variable Rate
Bank Deposit Rates Of Popular Banks
The above term A.P.Y. represents Annual Percentage Yield. Fees may reduce the earnings on the account. We may change the interest rate and A.P.Y after the account is opened for variable rate accounts.
Checking Rates*
Effective Date: Saturday, March 6, 2021
| Type | Minimum Daily Balance to earn APY* | APY | |
|---|---|---|---|
| Rewards Checking** (Requirements are met) | $10.00 | 1.000% | Open An Account |
| $25,000.00 | 0.020% | ||
| Rewards Checking** (Requirements NOT met) | $10.00 | 0.020% |
Bank Deposit Rates Today
*Annual Percentage Yield (APY) and rate subject to change without notice. Rate may change after the account is opened. Fees could reduce earnings on account. Please consult a Personal Banking Manager for information about fees and terms for these accounts.
Bank Deposit Rates Usa
Bank Deposit Rates In Usa
**1.00% Annual Percentage Yield (APY) as of 2/1/21 is paid on balances up to, and including, $24,999.99 provided all other account requirements are met for the current statement cycle. For balances $25,000.00 and above, the interest rate and APY of 0.02% will be paid on the portion of your daily balance that is $25,000.00 or greater. If requirements are not met, the interest rate of 0.02% APY will be paid on balances above and including $10. The APY will range downward from 1.00% depending on the balance in the account. For example, the APY, for a balance of $50,000.00 would be 0.51%. Normal activity charges will apply. Fees could reduce earnings. Rates may change at any time without prior notice. Rates may change after account opening. Requirements for each statement cycle are: at least 10 debit card purchases posted per statement cycle, sign up and use Online Banking and Bill Pay at least once per statement cycle, receive at least one direct deposit per statement cycle, and receive a monthly eStatement. If requirements are met, South Shore Bank will refund up to $10 per statement cycle for another bank's ATM surcharges & will not charge a foreign ATM fee for using another bank's ATM. Account requirements will be waived for the first statement cycle. Offer may be withdrawn at any time. One account per tax reporting owner. A statement cycle ends the last business day of a calendar month.