Our Term Deposits feature a range of options for interest pay out, guaranteed returns, low maintenance and protection from market changes.
Standard Term Deposits
Term deposits are a great way to help build your savings for the future. bcu offers competitive returns on investments from 1 month to 3 years on deposits as little as $1,000.
Regular Income Term Deposits
NAB 3 Month Term Deposit Interest Rate is applicable for deposit amounts from $100,000 to $499,999 at maturity. The rate of 1.70% is 0.04% lower than the average 1.74%. Also it is 0.7% lower than the highest rate 2.40 Updated Aug, 2019. You can see in the table below the term deposit rates from ANZ, Commonwealth Bank, NAB and Westpac don’t fare as well as some of the rates above. In fact, the Reserve Bank’s monthly Retail Deposit Rates data showed the average big four (plus Macquarie) term deposit interest rate across all terms has dropped to below 1.50%.
Make your savings work for you while receiving regular interest payments. Our Regular Income Term Deposits let you choose your term and an interest payment frequency.
Term Deposits for over 55s
Feel secure & carefree and watch your funds grow when you lock in a great rate with your bcu Term Deposit. Members aged 55+ have the advantage of these special rates.
Farm Management Deposit
Nab Term Deposit Rates Today
If you are a primary producer, bcu's Farm Management Deposit products help you secure your reserves in cash flow positive years to help meet the demands of the slower ones.