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Gold Loan Interest Rates: Compare cheapest Gold Loan Rates or ornaments/jewellery by Various Bank SBI, Muthoot, Mannappuram, HDFC, ICICI, PNB, Axis banks etc. Lowest Interest Rates, Best Rates Available 2020 Gold Loan in Chennai, Bangalore, Mangalore, Cochin, kerala, pondicherry, ahmedabad, delhi, mumbai, nashik, pune, gwalior, ranchi, chandigarh, ludhiana, Goa, hyderabad, warangal etc.

Check and Compare Gold Loan Interest Rates of Various Bank in India

Best Banks Which Offers Gold Loans in India:

An account that issues certificate of deposit. Longer term, higher interest rates. Withdrawable at maturity date with no penalty. Inquire at PNB branches today. Find Punjab National Bank NRE FD Interest Rates (as on 02 Mar 2021). The interest rates for below 1 crore and above 1 crore on fixed deposit depend on which category you fall under and your choice between different banks. Punjab National Bank offers NRO Fixed deposit interest rates. Punjab National Bank’s savings account offers interest rates starting at 3.00% p.a. The interest rate also goes up to 5.25% p.a. Resident individuals, HUFs, clubs, societies, etc., can open this account. The minimum deposit amount starts from Rs. 500 and some accounts require you to maintain. Punjab National Bank Savings Account Interest Rates 2021 PNB Savings Account Interest Rate 2021#PunjabNationalBank #PNBSavingsAccount #PNBSavingsAccountInte.

What are the minimum and maximum loan amounts?

You can avail gold loan for any value from Rs.10,000 to Rs.15 Lakhs instantly, as per your need.

What is the gold loan tenure option?

You can opt for a tenure of 6 months or 24 months

What are the documents that I need to submit?

Two passport size photographs
ID Proof such as Driving License or PAN Card or Form 60/61 or Passport Copy or Voter ID Card or Aadhaar Card or Ration Card. Any one document needs to be submitted
Address Proof such as Driving License / Voter ID Card / Ration Card / Aadhaar Card / Passport Copy / registered lease agreement with not older than 3 months utility bills in the name of landlord (any one)
Proof of land holding in case of agriculture loan of more than 1 Lakh

Do I have to pay any additional fee?

You will have to pay a nominal processing fee, as applicable at the time of disbursement of loan.

Pnb Interest Rates On Loans

Can I prepay my gold loan?

Yes, the loan can be prepaid.

How can I repay the gold loan amount?

You can repay the loan by Cash, Cheque, DD or through Funds Transfer.

A Savings Account is very beneficial with multiple advantages as detailed below:

(1) Earns Interest on your Savings

This is the first and foremost benefit of opening a savings account. It starts earning interest on your money as soon as it is deposited. The interest rate is decided solely by the bank and changes from time to time. Regular interest depends upon the balance of the savings account.

Interest rate in savings account ranges from 3.5% to 7%.

(2) Provides Security of Funds

There is no risk involved in your savings account. It is considered as one of the safest investment alternatives. It even offers you the opportunity to put your money into another investment whenever the time comes.

(3) No Lock-in Period

There is no lock-in period under savings account which means that you can withdraw your deposits anytime you need. There is no need to keep your money in this account for any specific period. You have full flexibility in withdrawal of amount from it.

(4) Offers Liquidity

Pnb Interest Rates On Fixed Deposits

You can withdraw the amount anytime 24X7 with the use of ATM card or debit card from your account during any emergency even when the bank is closed. In fact, being able to access your money when you need it, is one of the biggest benefit of having a savings account.

(5) Availability of Variety of Savings Account

Many banks offer comprehensive range of savings accounts from regular to premium suiting to your personal banking needs. There are different types of savings accounts offered by various banks that differ based on the interest rates and duration of time commitments. You can choose any of them which suits your financial objectives and requirements.

(6) Services of Customer Relation Manager

Now-a-days many of the banks engage a Customer Relation Manager (CRM) who will help not only solve your queries but also assist you in tax saving, investment, mutual fund schemes, insurance, bank procedures, etc. You need to just call your CRM and he/ she will assist you solve your problem.

(7) Online Banking Facilities

If you maintain a savings account, you can make many transactions online also such as payment of bills, fund transfers using RTGS/ NEFT or IMPS, etc. This will save your time and efforts.

(8) Provides ATM/ Debit Card

Pnb Net Banking

You will be offered a debit or ATM card with a nominal charge or without any charges, as offered by your bank. With the help of this card, you can withdraw the funds, make transactions in shops, make payments of bills, etc.

Bpi Interest Rates

(9) Helps you Get Credit or Loan

The relation you maintain with the bank will help you in getting credits from the bank such as home loan, personal loan. You will also be in a position to negotiate with the banker on the interest rates.

(10) No Cap on Deposits

There is no limit on the amount deposited and number of times it is deposited.

(11) Facility to link Loan EMIs, Mutual Fund SIPs or RD deductions

You get a facility to link your monthly loan EMIs, Mutual Fund SIPs or RD deductions through the savings bank account.

(12) Free Mobile App

Pnb Interest Rates On Fixed Deposits

Most of the banks provide their mobile app for free. Through this app, you can get to know your account balance, check your statement, make transactions, easy transfer of money, etc.